REGULAR SAVINGS
Our tried and true plan now compounds interest daily and pays quarterly.
- Variable rate account.
- Maximum of six (6) withdrawals by third-party debit per statement cycle.
- Quarterly service charge of $3.00 should the average balance fall below $100. This charge will be waived if owner is 18 years of age or younger.
- ATM card may be used to access funds.
MONEY MARKET SAVINGS
For customers who want to maximize their interest earnings and have immediate access to their funds.
- High yield interest rates established weekly based on prevailing market rates.
- Minimum initial deposit of $1,000.
- Maximum of six (6) withdrawals by check or third-party debit per statement cycle.
- Unlimited transactions on over-the-counter, mail, or ATM activity.
- No service charge on average monthly balances exceeding $1,000.
- Super Now service charges apply for balances under $900:
| Minimum Balance | Service Charge |
| $700.00 - $899.00 | $2.00 monthly charge |
| $500.00 - $699.00 | $4.00 monthly charge |
| $ 0.00 - $499.00 | $6.00 monthly charge |
SECURITY INVESTMENT ACCOUNT (SIA)
For customers with $10,000 or more who want immedieate access to their funds. SIA accounts earn interest above money market and regular savings rates.
- Minimum initial deposit of $10,000.
- Maximum of six (6) withdrawals by check or third-party debit per statement cycle.
- If average daily balance for the statement cycle falls below $10,000, a $10.00 service charge will be assessed.
Check our current Rates.
The Halstead Bank Privacy Policy
Electronic Funds Transfer (EFT) Disclosure
Truth-in-Savings Disclosure
Funds Availability Disclosure
Schedule of Fees and Charges
