The Halstead Bank

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

FACTS	WHAT DOES THE HALSTEAD BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number Account balances Payment history Transaction history Credit history Overdraft history When you are no longer our customer, we continue to share your information as described in this notice./p>
How?	All financial companies need o share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Halstead Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does The Halstead Bank share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you.	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes - information about your creditworthiness.	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?	Call 316.835.2226 or go to www.halsteadbank.com

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees from whom access is appropriate.

What we do
How does The Halstead Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does the Halstead Bank collect my personal information?	We collect your personal information, for example, when you Open an account Pay your bills Apply for a loan Use your credit or debit card Make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing

What we do

How does The Halstead Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does the Halstead Bank collect my personal information?

We collect your personal information, for example, when you

Open an account
Pay your bills
Apply for a loan
Use your credit or debit card
Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. The Halstead Bank has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. The Halstead Bank does not share with nonaffiliates so they can market to you
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. The Halstead Bank doesn't jointly market.