COMMERCIAL ACCOUNTS
BUSINESS CHECKING
| Maintenance Fee | $5.00 monthly |
| Activity Fee | $0.15 per debit item $0.15 per credit item |
| Earnings Credit | $0.25 per $100 average collected balance (based on each statement cycle). |
BUSINESS MONEY MARKET CHECKING/SAVINGS
- High yield interest rates established weekly based on prevailing market rates.
- Minimum initial deposit of $1,000.
- Super NOW service charges for balances under $900;
- Maximum of six (6) withdrawals by check or third-party debit per statement cycle.
- Unlimited transactions on over-the-counter, mail, or ATM activity.
- No service charge on average monthly balances exceeding $1,000.
| Minimum Balance | Service Charge |
| $700.00 - $899.00 | $2.00 monthly charge |
| $500.00 - $699.00 | $4.00 monthly charge |
| $ 0.00 - $499.00 | $6.00 monthly charge |
BUSINESS - SECURITY INVESTMENT ACCOUNT (SIA)
For customers with $10,000 who want immediate access to their funds. You will earn interest above Money Market and regular savings rates.
- Minimum initial deposit of $10,000;
- Maximum of six (6) withdrawals by check or third-party debit per statement cycle.
- If average daily balance for the statement cycle falls below $10,000 a $10.00 service charge will be assessed for each statement cycle.
MERCHANT VISA®/MASTERCARD® SERVICE
The Halstead Bank offers merchants a credit card program, which allows you to honor both Visa® and Mastercard®. This is a quick and easy way to insure sales and speed up cash flow to your business. For more information, please contact a Customer Service Representative.
Check our current Rates.
The Halstead Bank Privacy Policy
Electronic Funds Transfer (EFT) Disclosure
Truth-in-Savings Disclosure
Funds Availability Disclosure
Schedule of Fees and Charges
